It May Be Time for a Financial Checkup It’s never a bad time to speak with your financial professional about changes in your situation. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content How Will Working Affect Social Security Benefits? Knowing the rules may help you decide when to start benefits. Emotional vs. Strategic Decisions Information vs. instinct. Are your choices based on evidence of emotion? The Cost of Procrastination Procrastination can be costly. When you get a late start, it may be difficult to make up for lost time.